Divorce isn’t simple for anyone, but ending a marriage to someone struggling with an addiction adds another set of concerns. What happens if he doesn’t stop using? Can you trust her with the kids? What if he can’t keep his job and pay child support? Although you can’t control the addict’s behavior, you can put strategies in place to make your divorced life more manageable. Read more
New Jersey is not immune from the nation’s opioid epidemic.
- For every 100 prescriptions written in New Jersey, 55 of these are for opioids.
- Over 184,000 New Jersey residents have been admitted into treatment facilities for heroin or opioid abuse since 2010.
- Over 5,000 heroin-related deaths have occurred in New Jersey since 2004.
- The number of prescription/synthetic opioid-related deaths has increased twentyfold over the past 14 years.
And here is one more tragic statistic: approximately 50% of marriages affected by addiction end in divorce. Read more
You’ve been unhappy in your marriage for awhile, but you’re not sure if you should pull the plug and divorce. While there’s no perfect partner out there, you need someone who’s committed to working through problems. If your instinct says “it’s over,” here are some signs that you might be correct. Read more
You and your spouse have sat down to negotiate your division of marital assets and there is a very big decision that the two of you will need to make.
You own a home together — a home that you very much want to stay in after your divorce — and your spouse has a retirement account through work that he/she very much wants to remain intact and free from division. Your spouse makes you an offer: you can take 100% of their equity in the home and assume sole ownership of the home, if in return, you give up any claim to the retirement account. Dollar-wise, the amount of money in play appears to be about the same.
Should you say yes? It’s exactly what you want, after all. Or is this offer too good to be true?
Let’s take a closer look at this very common asset negotiation tactic. Read more
Bankruptcy rates among Americans over age 65 have tripled in recent decades. The reason why appears to be a perfect storm of financial strains — from spiraling health care costs and rising living expenses to too little in retirement and personal savings. If you are older and planning to divorce, you may be concerned about how your split will impact your financial future, especially if you will pay — or receive — alimony.
What if you can’t pay the alimony amount you’re ordered to — or if the amount you receive isn’t enough? What happens to alimony when you retire? What about taxes? And what other sources of income and support can you draw from in your senior years? Read more
Going through a bad spell in your marriage and wondering if it’ll last? Instead of focusing on problems, try thinking of solutions. Here are 5 signs that you and your spouse have the skills to save your marriage and make things work. Read more
When parents agree to share college costs as part of their divorce settlement, it can be at a time when their children are younger and college is still in the far-off future.
But time marches on, and someday those same young children will be young adults getting ready for the next big step in life. As your child decides on which college or university to attend, it is time to look back at those college cost sharing agreements. Does your agreement obligate you to pay 20%, 50%, 80%, or even all of your child’s tuition?
Whatever the share, it’s natural to explore how to minimize costs. Grants and scholarships awarded to your child can help to bring down your child’s tuition bill. But even with a few breaks, college tuition, even at state colleges, can still be steep. So what about student loans? Can you ask your child to take out loans to help defray how much you and your former spouse must pay? Your property settlement agreement (PSA) might even include language that your child is required to apply for college loans. Is this kind of language enforceable by the courts?
The answer to this last question is no, according to the recent New Jersey Appellate Division opinion in the matter of M.F.W. v. G.O., a case that found if co-parents have means to pay, then children can’t be forced to take out loans.
Even if you are at peace with your divorce, finding out your ex is dating someone new can stir up a hornet’s nest of emotions, especially when you have children together. What if your your kids aren’t ready for this big step or have expressed reluctance in their parent dating? Do you have any rights for preventing a new boyfriend or girlfriend from taking part in parenting time? Read more