Divorce after 50 — often called “gray divorce” — is on the rise, with rates for older couples doubling over the past few decades. And while the reasons for splitting later in life vary, one thing remains consistent: women are at greater risk for financial uncertainty during and after their divorce.

According to the National Center for Family & Marriage Research, women ages 55 to 64 have, on average, 30% less saved for retirement than men. Even more troubling, nearly one-third of divorcing women don’t claim any share of their spouse’s 401(k) or pension — even after decades spent raising children, managing a household, and supporting the family in countless, invaluable ways.

If you fit the bill of a “silver splitter” who needs to work on a strategic plan for her financial big picture, here are seven smart ways to get started.

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Prenuptial agreements are still often viewed as something only affluent couples need to consider before marriage. However, this outdated misconception is far from true. Prenups serve as a practical planning tool for couples across all financial situations, offering clarity, protection, and peace of mind regarding assets and income.

Is a prenuptial agreement right for you and your soon-to-be spouse? Here’s what you need to know. Read more

Mediation can be a valuable tool for spouses to reach a Marital Settlement Agreement in their divorce without the stress and expense of court litigation. But when mistakes are made during mediation, the process can become just as burdensome as a court battle, potentially derailing negotiations and piling back on all the stress.

Want to get the most out of your mediation sessions? Reach desired outcomes in your divorce by learning how to recognize and avoid these seven common mediation pitfalls. Read more

When preparing for divorce, most people focus on the obvious: gathering financial documents, hiring an attorney, and making decisions about custody and living arrangements. These steps are important, of course. But there are other overlooked actions that are often just as make or break for your divorce.

If you’re thinking about divorce—or already in the process—here are three surprising steps that can help you avoid costly mistakes and set yourself up for a more secure financial future. Read more

Is divorce on your horizon for 2025? As you enter the planning stages for this major life transition, there is a flurry of steps to get ready for, from finding an attorney to making temporary custody arrangements. As your divorce to-do list grows, however, don’t overlook three small actions that can be pivotal for protecting yourself throughout the process. Read more