If your spouse owns a Rolex—or any high-end watch—you might be looking at more than just an expensive accessory. In New Jersey, that watch could be a shared marital asset worth tens or even hundreds of thousands of dollars.

Luxury watches like Rolex, Patek Philippe, and Audemars Piguet have exploded in value. What used to be a “gift” or fashion item now functions like an investment—and in divorce, investments must be valued, disclosed, and divided fairly.

Here’s what every divorcing spouse in New Jersey needs to know.

Why Luxury Watches Suddenly Matter in Divorce

Many people assume that personal items like clothing or jewelry are “off the table” in divorce. Not so.

High-end watches can appreciate dramatically over time. Limited editions, discontinued models, or pieces kept in pristine condition can be worth far more today than when purchased.

When couples divide assets without appraising these items, one spouse can unknowingly walk away from six-figure value.

Are Watches Marital or Separate Property?

In New Jersey, the rule is simple but often misunderstood:

• Anything purchased during the marriage with marital funds is typically marital property, no matter whose name is on the receipt.
• Items owned before the marriage, or inherited/gifted by a third party, are usually separate property.
• Gifts between spouses during the marriage—like that anniversary Rolex—are generally marital property.
• Engagement rings are the exception. Once a marriage takes place, the ring becomes the recipient’s separate property.

So yes—if that Rolex was bought during the marriage, it’s probably yours too.

How Watches (and Other Luxury Items) Are Valued

Valuation is where many divorces go wrong.

An accurate appraisal must consider:

• Brand, model, and serial number
• Age, condition, and provenance (box, papers, receipts)
• Market demand and resale trends
• Original payment source

Always use a specialized luxury-watch appraiser, not a general jeweler. Proper valuation ensures you don’t unknowingly “trade” a $100,000 asset for a fraction of its worth.

Hidden Assets or Swapped Assets: Red Flags

Luxury items are easy to conceal or swap. Be alert for:

• Claims that a watch was “sold” or “lost” just before separation
• Replacement with a cheaper look-alike
• Missing receipts or insurance listings that suddenly disappear

If you suspect hidden assets, your attorney can use financial discovery to obtain purchase records, credit-card statements, insurance schedules, or photographs showing prior ownership.

Failing to disclose assets can lead to severe consequences, including repayment, fee awards, or even reopening the divorce judgment if fraud is proven.

Luxury Watches in NJ Divorce: How Courts Divide These Assets

Once classified as marital, watches and other high-value personal items are divided equitably—meaning fairly, though not always equally.
Courts consider factors such as:

• Length of the marriage
• Each spouse’s income and financial need
• Contributions to the marriage
• Emotional or sentimental value

Often, one spouse keeps the item while the other receives offsetting assets of comparable value. The goal is fairness, not strict 50/50 division.

What To Do If You Think a Luxury Watch Is in Play

1. Take inventory – List all luxury items, including brand names, photos, and any known appraisals.
2. Gather evidence – Save receipts, credit-card statements, and insurance policies.
3. Get an appraisal – Use a professional familiar with high-end watches.
4. Talk to your attorney – Early disclosure helps protect your rights.
5. Watch for warning signs – Missing paperwork or last-minute “sales” may signal asset concealment.

Need Help Protecting Your Assets?

At Weinberger Divorce & Family Law Group, our attorneys regularly handle high-asset divorces involving luxury goods, hidden property, and complex valuations.
We know what to look for—and how to make sure you don’t leave valuable assets behind.

Request a Consultation