New Jersey couple Rhona and Matthew experienced some very rocky years leading up to their decision to divorce. The problems began in 2011, when Matthew lost his job and Rhona, who had been staying home with kids, could only find part-time work. With no savings, the couple lived off their credit cards, racking up over $150,000 in debt by the time Matt found employment in 2013. Even with Matt making money again, dealing with all their debt felt like an oppressive and impossible-to-complete task. After careful thought, in 2014, Matt and Rhona decided to file for bankruptcy. At the same time, mainly due to the toll money stress had taken on their relationship over the past few years, Matthew and Rhona also decided to file for divorce.

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